Why Every Georgia Homeowner Should Get a Maintenance Inspection Every 1–2 Years
- Tyler Reynolds
- 3 days ago
- 14 min read
The Most Expensive Home Repairs Usually Start as Small Problems
Most homeowners don’t ignore maintenance because they don’t care about their homes.
They ignore maintenance because everything seems fine.
The roof isn’t leaking.
The air conditioner is blowing cold air.
The lights turn on.
The water heater still makes hot water.
The crawlspace isn’t a place most people visit for fun.
From the homeowner’s perspective, everything appears normal.
From an inspector’s perspective, however, many of the most expensive repairs I see started years earlier as relatively minor issues.
A loose shingle becomes a roof leak.
A clogged gutter becomes foundation settlement.
A small plumbing drip becomes mold growth.
A failing electrical connection becomes a fire hazard.
A minor grading problem becomes a structural concern.
The reality is that houses rarely fail overnight.
They usually deteriorate gradually while homeowners remain unaware.
That is exactly why routine maintenance inspections have become one of the smartest investments homeowners can make.
As a Certified Master Inspector® serving Atlanta, Marietta, Roswell, Kennesaw, Sandy Springs, Decatur, Woodstock, Alpharetta, and surrounding Georgia communities, I often tell homeowners the same thing:
A maintenance inspection is almost never about finding major problems.
It’s about finding small problems before they become major problems.
What Is a Home Maintenance Inspection?
A maintenance inspection is different from a buyer’s inspection.
A buyer’s inspection is focused on evaluating a property before purchase.
A maintenance inspection is focused on evaluating your home after you already own it.
The goal is simple:
Identify developing issues before they become expensive repairs.
During a maintenance inspection, I evaluate:
Roofing Systems
Shingles
Flashing
Roof penetrations
Gutters
Drainage systems
Chimneys
Exterior Components
Siding
Trim
Decks
Patios
Retaining walls
Driveways
Walkways
Structural Systems
Foundations
Crawlspaces
Floor framing
Attics
HVAC Systems
Heating equipment
Cooling equipment
Ductwork
Ventilation
Plumbing Systems
Water heaters
Supply piping
Drainage systems
Fixtures
Electrical Systems
Main panels
Subpanels
GFCIs
AFCIs
Outlets
Safety concerns
Moisture Intrusion Risks
Crawlspaces
Basements
Attics
Exterior drainage
Roofing
Unlike many inspections that focus primarily on major defects, maintenance inspections focus heavily on developing conditions.
That’s where the real savings happen.
Why Georgia Homes Need More Frequent Attention
Homeowners in Arizona face different challenges than homeowners in Georgia.
The same is true for Florida, Colorado, or New York.
Georgia homes face a unique combination of environmental stressors.
High Humidity
Humidity drives:
Mold growth
Wood rot
Insulation deterioration
HVAC inefficiency
Heavy Rainfall
Atlanta receives approximately 50 inches of rain annually.
That rainfall contributes to:
Foundation movement
Crawlspace moisture
Roof wear
Gutter problems
Expansive Clay Soils
Georgia’s clay soils expand when wet and shrink when dry.
This constant movement can affect:
Foundations
Retaining walls
Driveways
Sidewalks
Intense Summer Heat
Summer temperatures place enormous strain on:
Roofing materials
HVAC systems
Sealants
Exterior paint
Tree Coverage
Metro Atlanta is famous for mature trees.
While beautiful, trees also contribute to:
Roof damage
Gutter clogs
Sewer line intrusion
Foundation concerns
These conditions make periodic inspections even more valuable.
The True Cost of Deferred Maintenance
One of the biggest misconceptions homeowners have is:
“I’ll fix it when it becomes a problem.”
The issue is that by the time you notice the problem, the damage is often already extensive.
Let’s look at some examples.
Scenario #1: The $50 Gutter Problem That Became a $12,000 Foundation Problem
This happens more often than most people realize.
A homeowner neglects gutter cleaning.
Leaves build up.
Downspouts clog.
Water overflows.
Water begins collecting near the foundation.
Georgia clay soils expand.
Foundation movement begins.
Cracks appear.
Doors stop closing properly.
Suddenly the repair estimate is five figures.
The original issue?
A clogged gutter.
Scenario #2: The Tiny Roof Leak
Many roof leaks begin around:
Pipe boots
Chimney flashing
Vent penetrations
The leak may be slow enough that no water reaches the ceiling.
Instead, moisture accumulates inside the attic.
Months later:
Roof decking deteriorates
Mold develops
Insulation loses effectiveness
The repair becomes exponentially more expensive.
A maintenance inspection often catches these issues before interior damage occurs.
Scenario #3: The HVAC System That Failed Early
A properly maintained HVAC system may last:
12–15 years
Sometimes longer
A neglected HVAC system may fail much sooner.
Maintenance inspections often identify:
Dirty evaporator coils
Duct leakage
Condensate problems
Improper airflow
Addressing these issues early helps maximize equipment lifespan.
Thermal Imaging Finds What Homeowners Can’t See
One reason maintenance inspections are so effective is technology.
At Reynolds Home and Property Solutions, thermal imaging is included in every inspection.
Thermal imaging frequently reveals:
Hidden Roof Leaks
Water often appears long before visible stains.
Plumbing Leaks
Leaking pipes inside walls frequently show up on thermal imaging before drywall damage occurs.
HVAC Problems
Thermal cameras help identify:
Poor airflow
Missing insulation
Duct leakage
Moisture Intrusion
Many moisture problems are invisible to the naked eye.
Thermal imaging helps identify concerns before they become expensive repairs.
Crawlspaces: The Area Most Homeowners Never See
If I had to choose one area responsible for more hidden defects than any other, it would probably be the crawlspace.
Most homeowners rarely enter their crawlspace.
Unfortunately, many of the home’s most important systems live there.
During maintenance inspections, we commonly find:
Moisture Intrusion
Georgia humidity creates ideal conditions for crawlspace moisture.
Vapor Barrier Problems
Torn or missing vapor barriers allow moisture migration.
Wood Rot
Moisture eventually damages structural framing.
Pest Activity
Termites love moist crawlspaces.
Insulation Deficiencies
Fallen or damaged insulation reduces energy efficiency.
Many of these issues can remain hidden for years without a professional inspection.
Attics Tell a Story
Attics are another area homeowners rarely inspect.
Yet they reveal enormous amounts of information.
During attic inspections we frequently identify:
Roof leaks
Improper ventilation
Mold growth
Damaged insulation
Structural concerns
Pest activity
Many homeowners don’t discover these issues until they become visible inside the home.
By then, repairs are often far more expensive.
Why Maintenance Inspections Save More Than Repair Costs
Most people think maintenance inspections save money by reducing repair bills.
That’s true.
But there are other savings too.
Lower Utility Bills
Improved insulation.
Better HVAC performance.
Reduced air leakage.
Lower Insurance Risks
Many insurers are increasingly scrutinizing:
Roof age
Electrical systems
Plumbing systems
Identifying issues early can help avoid coverage problems.
Increased Home Value
Well-maintained homes typically sell faster and for more money.
Reduced Emergency Repairs
Emergency repairs are almost always more expensive than planned repairs.
The Homes That Benefit Most From Maintenance Inspections
While every home benefits from periodic inspections, certain homes benefit even more.
Homes Over 10 Years Old
Systems begin aging.
Maintenance becomes increasingly important.
Homes Over 20 Years Old
The likelihood of major component deterioration rises significantly.
Homes Over 30 Years Old
Inspections become critical.
Older plumbing, electrical systems, roofing, and structural components deserve regular evaluation.
Homes With Crawlspaces
Georgia crawlspaces require ongoing monitoring.
Homes Surrounded by Trees
Tree-related issues become much more common.
How Often Should You Schedule a Maintenance Inspection?
Most homeowners should consider:
Every 1 Year
If:
Home is over 20 years old
Significant trees surround property
Crawlspace moisture has been identified previously
Home has experienced storm damage
Every 2 Years
If:
Home is newer
Previous inspections revealed minimal concerns
Maintenance has been consistently performed
In my experience, waiting more than 2–3 years significantly increases the chance that developing issues go unnoticed.
Why Homeowners Are Often Shocked by What We Find
One of the most common comments I hear is:
“I had no idea.”
Not because homeowners are careless.
Because homes are complicated.
Most people don’t climb into attics.
Most people don’t inspect crawlspaces.
Most people don’t evaluate electrical panels.
That’s exactly why professional inspections exist.
And that’s exactly why maintenance inspections save money.
The 15 Most Common Problems Found During Georgia Maintenance Inspections
One of the biggest misconceptions homeowners have is that major repairs happen suddenly.
In reality, most expensive repairs begin as relatively minor defects that could have been identified years earlier.
After thousands of inspections throughout Marietta, Atlanta, Roswell, Kennesaw, Sandy Springs, Woodstock, Decatur, and surrounding Georgia communities, certain issues appear over and over again.
Let’s look at the defects that cost homeowners the most money when they go unnoticed.
1. Roof Flashing Failures
Many homeowners assume shingles are the most important part of a roof.
In reality, flashing causes more leaks than shingles.
Flashing is installed around:
Chimneys
Plumbing vents
Skylights
Roof-to-wall intersections
Dormers
When flashing begins to fail, water often enters the attic long before homeowners notice visible stains.
By the time water appears on a ceiling, damage may already include:
Roof decking deterioration
Mold growth
Insulation damage
Interior drywall repairs
Typical repair caught early:
$200–$800
Typical repair caught late:
$3,000–$15,000+
2. Improper Drainage Around Foundations
If I could only inspect one thing on every property, drainage would be near the top of the list.
Water is responsible for more home damage than almost anything else.
Common findings include:
Negative grading
Clogged gutters
Improper downspout discharge
Erosion channels
Standing water
Georgia clay soils expand dramatically when wet.
That expansion creates movement beneath foundations.
Small drainage issues become:
Foundation cracks
Settlement
Crawlspace moisture
Retaining wall failures
3. Crawlspace Moisture
This is one of the most common issues found during Atlanta-area maintenance inspections.
Common findings include:
Standing water
Condensation
Mold growth
Damaged insulation
Rotting framing
Elevated moisture levels
Many homeowners never enter their crawlspace.
Years can pass before these problems are discovered.
Unfortunately, termites love the exact same conditions that moisture creates.
4. Missing or Damaged Vapor Barriers
A vapor barrier might seem like a simple sheet of plastic.
It isn’t.
It’s one of the most important defenses against crawlspace moisture.
Common issues include:
Torn barriers
Missing sections
Improper installation
Unsealed seams
Once moisture enters the crawlspace, it affects:
Wood framing
Air quality
Insulation
Flooring systems
5. Attic Ventilation Problems
Most homeowners never inspect their attic.
Yet poor ventilation quietly damages homes every day.
Common findings include:
Blocked soffit vents
Inadequate ridge ventilation
Mold growth
Excessive attic temperatures
Condensation
Poor attic ventilation can shorten roof life by years.
It also increases cooling costs throughout Georgia’s hot summers.
6. HVAC Condensate Drain Issues
This is one of the most overlooked maintenance items in Georgia homes.
Air conditioning systems produce significant amounts of water.
Common defects include:
Clogged drains
Missing float switches
Improper slope
Rusted drain pans
Many attic leaks are actually HVAC leaks.
I’ve seen thousands of dollars in ceiling damage caused by a simple clogged condensate line.
7. Aging Water Heaters
Water heaters often fail without warning.
Maintenance inspections frequently reveal:
Corrosion
Leaking fittings
Improper venting
Missing discharge piping
Expired service life
Most water heaters last:
8–12 years
Yet many homeowners have no idea how old theirs is.
8. Double-Tapped Breakers
One of the most common electrical defects.
This occurs when two wires are installed under a breaker terminal designed for one conductor.
Potential risks include:
Overheating
Arcing
Fire hazards
Fortunately, repairs are often relatively inexpensive when caught early.
9. GFCI Protection Deficiencies
Many Georgia homes still lack required protection in areas such as:
Kitchens
Bathrooms
Garages
Exterior locations
Crawlspaces
GFCIs dramatically reduce electrocution risk.
Maintenance inspections identify missing protection before accidents occur.
10. Deck Safety Issues
Deck failures injure thousands of people every year.
Common findings:
Loose ledger boards
Missing flashing
Improper fasteners
Rotting framing
Unsafe railings
A deck may appear solid while hidden structural deterioration develops underneath.
11. Tree Damage Risks
Atlanta’s beautiful tree canopy creates unique concerns.
Maintenance inspections frequently reveal:
Branches contacting roofs
Branches over chimneys
Root intrusion
Damaged gutters
Moisture retention
A simple trimming project often prevents significant roof damage.
12. Plumbing Leaks
Many leaks remain hidden for years.
Common areas include:
Under sinks
Behind toilets
Inside walls
Crawlspaces
Thermal imaging often identifies these issues before visible damage develops.
13. Siding Moisture Intrusion
Siding protects more than appearance.
It protects the structure itself.
Common findings:
Improper flashing
Failed caulking
Rotting trim
Moisture intrusion
Many siding issues remain hidden until structural repairs become necessary.
14. Foundation Movement
Georgia’s expansive soils make foundation monitoring extremely important.
Maintenance inspections evaluate:
Cracks
Settlement
Floor slopes
Structural movement
Finding changes early often allows for less invasive repairs.
15. Roof Granule Loss
Granule loss is one of the best indicators of roof aging.
Common signs:
Excessive granules in gutters
Bald shingles
UV damage
Many homeowners don’t realize their roof is deteriorating until leaks begin.
Real Maintenance Inspection Stories From Metro Atlanta
The $500 Inspection That Saved $18,000
A homeowner in East Cobb scheduled a maintenance inspection because they noticed a slight musty smell.
The source?
A tiny plumbing leak inside a crawlspace.
The leak had already elevated moisture levels.
Termite activity was beginning.
Had the issue gone unnoticed another year, repairs would likely have exceeded $18,000.
Instead:
Plumbing repaired
Crawlspace dried
Termites treated
Problem solved.
The Roof That Looked Perfect
A Roswell homeowner called because neighbors were replacing roofs.
Their roof looked fine.
Thermal imaging and attic inspection revealed:
Active moisture intrusion
Flashing failure
Wet decking
No visible ceiling stains existed yet.
Repair cost:
Under $1,000
Potential future replacement:
$15,000–$25,000
The HVAC Failure That Never Happened
A Marietta homeowner scheduled a maintenance inspection before summer.
Inspection revealed:
Restricted airflow
Condensate issues
Improper filtration
Repairs were made before the hottest part of the year.
The system survived another five years.
Replacement cost avoided:
Approximately $10,000+
Maintenance Inspection Cost vs Repair Cost
Let’s compare.
Maintenance Inspection
Typically:
$300–$600
Depending on home size and services.
Foundation Repair
Often:
$5,000–$30,000+
Roof Replacement
Often:
$10,000–$30,000+
Mold Remediation
Often:
$2,500–$20,000+
Crawlspace Repairs
Often:
$3,000–$25,000+
HVAC Replacement
Often:
$8,000–$20,000+
Sewer Line Replacement
Often:
$5,000–$25,000+
The math becomes pretty simple.
One maintenance inspection every 1–2 years is often the cheapest insurance policy a homeowner can buy.
Why Maintenance Inspections Become More Valuable Every Year You Own a Home
A buyer’s inspection provides a snapshot.
A maintenance inspection creates a history.
Over time, inspectors can identify:
New cracks
Increased movement
Developing moisture
Roof aging
Equipment deterioration
This historical perspective becomes incredibly valuable.
It allows homeowners to plan repairs instead of reacting to emergencies.
The Best Time of Year for a Maintenance Inspection in Georgia
My recommendation:
Early Spring
Benefits:
Evaluate winter damage
Prepare for summer heat
Identify moisture concerns
Early Fall
Benefits:
Evaluate summer wear
Prepare for cooler weather
Assess roofing and drainage systems
Either season works well.
The important thing is consistency.
The Complete Georgia Homeowner Maintenance Inspection Schedule
One of the biggest mistakes homeowners make is assuming maintenance happens when something breaks.
The most successful homeowners approach maintenance differently.
They operate on a schedule.
Just like changing the oil in your truck or visiting the dentist regularly, your home performs best when small issues are identified before they become expensive problems.
A maintenance inspection every 1–2 years serves as the foundation of that plan.
Let’s look at what homeowners should be monitoring throughout the year.
Spring Maintenance Inspection Priorities
Spring is one of the most important inspection periods in Georgia.
Winter may be relatively mild compared to northern states, but it still impacts homes.
During spring maintenance inspections, we focus heavily on:
Roofing Systems
Checking for:
Missing shingles
Wind damage
Flashing failures
Chimney issues
Granule loss
Gutters and Downspouts
Winter debris often accumulates and creates drainage concerns.
Crawlspaces
Spring is one of the best times to identify:
Elevated moisture
Standing water
Vapor barrier issues
Termite activity
HVAC Systems
Before summer temperatures arrive, HVAC systems should be evaluated for:
Proper cooling performance
Airflow concerns
Condensate issues
Filter conditions
Summer Maintenance Inspection Priorities
Georgia summers are brutal on homes.
Temperatures routinely exceed 90 degrees.
Attics can reach 130–150 degrees.
Summer inspections focus heavily on:
Attic Conditions
Inspectors evaluate:
Ventilation
Insulation
Moisture
Mold concerns
Roof Aging
UV exposure accelerates roofing deterioration.
Exterior Sealants
Caulking around:
Windows
Doors
Penetrations
often begins failing during summer.
Deck Safety
Summer is peak deck season.
Inspections frequently uncover:
Rotting framing
Loose railings
Structural concerns
Fall Maintenance Inspection Priorities
If I could choose only one time of year for a maintenance inspection, it would probably be early fall.
Why?
Because fall allows homeowners to prepare for winter while still having favorable repair conditions.
Fall inspections focus on:
Roof Systems
Before winter weather arrives.
Chimneys
Particularly before fireplace use begins.
Remember:
A home inspection is not a chimney inspection.
If concerns exist, homeowners should always hire a licensed chimney professional for further evaluation.
Drainage Systems
Leaves quickly clog gutters and downspouts.
Exterior Components
Including:
Siding
Decks
Retaining walls
Walkways
Winter Maintenance Inspection Priorities
Winter inspections often reveal issues homeowners missed throughout the year.
Common findings include:
HVAC Heating Performance
Drafts and Air Leakage
Moisture Intrusion
Insulation Deficiencies
Electrical Safety Concerns
Many homeowners discover electrical issues during winter because heating equipment places greater demands on electrical systems.
Why Maintenance Inspections Help Sellers Make More Money
One of the smartest uses of a maintenance inspection is before listing a home for sale.
Many sellers assume buyers will discover issues eventually anyway.
That’s true.
The difference is who controls the situation.
Without a pre-listing maintenance inspection:
The buyer’s inspector finds problems.
The buyer becomes nervous.
The buyer requests repairs.
Negotiations become stressful.
Sometimes deals fall apart entirely.
With a maintenance inspection:
The seller identifies issues first.
Repairs can be completed on their schedule.
Documentation can be provided to buyers.
Negotiations become smoother.
Homes often sell faster and with fewer surprises.
Why Realtors Love Well-Maintained Homes
Ask almost any experienced Realtor in Atlanta.
The easiest transactions involve homes that have been properly maintained.
Why?
Because maintenance inspections reduce uncertainty.
Buyers become more confident.
Deals become smoother.
Inspection reports become shorter.
Repair requests become smaller.
Everyone wins.
How Maintenance Inspections Help First-Time Homeowners
First-time homeowners often don’t know what they don’t know.
That’s completely normal.
A maintenance inspection provides something extremely valuable:
Education.
Homeowners learn:
Which systems require attention
What normal aging looks like
Which repairs are urgent
Which repairs can wait
This knowledge alone can save thousands of dollars over time.
Why Maintenance Inspections Help With Insurance Concerns
Insurance companies are becoming increasingly selective.
Particularly in Georgia.
Underwriters frequently examine:
Roof Age
Electrical Systems
Plumbing Systems
Water Damage Risks
Structural Concerns
A maintenance inspection helps homeowners identify issues before they become insurance headaches.
Why Maintenance Inspections Matter for FHA and VA Buyers
As a HUD FHA 203(k) Consultant, I often see transactions delayed because maintenance concerns were ignored for years.
Common lender-related concerns include:
Roof deficiencies
Water intrusion
Structural movement
Electrical hazards
Safety concerns
Routine maintenance inspections help prevent these issues from becoming obstacles during future sales.
The Financial Return on a Maintenance Inspection
Let’s think about the numbers.
Assume:
Maintenance inspection every two years:
$500
Ownership period:
10 years
Total investment:
$2,500
Now compare that to:
One HVAC replacement:
$12,000
One roof replacement:
$18,000
One foundation repair:
$15,000
One mold remediation project:
$8,000
One sewer line replacement:
$10,000
One major water damage claim:
$20,000+
The return on investment becomes obvious.
What Makes a Maintenance Inspection Different at Reynolds Home and Property Solutions?
Not all inspections are equal.
At Reynolds Home and Property Solutions, maintenance inspections are designed to be educational and actionable.
Our process includes:
Certified Master Inspector® Expertise
One of the industry’s highest professional designations.
InterNACHI Certified Professional Inspector
Following nationally recognized standards.
Thermal Imaging Included
Many hidden defects are invisible without advanced technology.
Same-Day Reporting
No waiting days for results.
Client Walkthrough
Questions answered in real time.
Approximately Four-Hour Inspection Process
Longer than many competitors.
Our Philosophy
“I inspect until there isn’t anything left to see.”
That mindset makes a difference.
Frequently Asked Questions About Maintenance Inspections
How often should I get a maintenance inspection?
Most Georgia homeowners should schedule one every 1–2 years.
Older homes often benefit from annual inspections.
Is a maintenance inspection worth it if nothing is wrong?
Absolutely.
The goal is identifying issues before they become obvious.
Do new homes need maintenance inspections?
Yes.
New construction defects are surprisingly common.
Many issues appear during the first few years of ownership.
What is the biggest problem found during maintenance inspections?
Moisture.
Whether from roofs, plumbing, drainage, or crawlspaces, moisture causes more damage than almost anything else.
Does a maintenance inspection include thermal imaging?
At Reynolds Home and Property Solutions, yes.
Thermal imaging is included.
Can maintenance inspections find mold?
Inspectors can identify conditions conducive to mold and visible growth.
Additional testing may be recommended when appropriate.
Can maintenance inspections find termite damage?
Inspectors may observe evidence of wood-destroying organism activity.
However, a licensed pest professional should always perform official WDO inspections and issue clearance letters.
Can maintenance inspections help lower repair costs?
Yes.
Early detection is the primary reason maintenance inspections save money.
How long does a maintenance inspection take?
Most inspections average approximately four hours depending on size and complexity.
Should I attend my maintenance inspection?
Absolutely.
The walkthrough is often one of the most valuable parts of the process.
Can maintenance inspections improve resale value?
Indirectly, yes.
Well-maintained homes typically attract more confident buyers.
Do maintenance inspections include sewer scopes?
Not automatically.
However, sewer scope inspections are strongly recommended, especially for older Atlanta-area homes.
Should I inspect my home before listing it?
Yes.
A pre-listing maintenance inspection often leads to smoother transactions and fewer surprises.
Final Thoughts: The Cheapest Major Repair You’ll Ever Avoid
Most homeowners don’t wake up one morning and discover a catastrophic problem that appeared overnight.
Most major repairs start small.
Very small.
A missing shingle.
A loose flashing connection.
A dripping pipe.
A clogged gutter.
A damp crawlspace.
A failing outlet.
The challenge is that homeowners rarely see these issues developing.
That’s where routine maintenance inspections become invaluable.
For homeowners throughout Atlanta, Marietta, Roswell, Smyrna, Kennesaw, Sandy Springs, Decatur, Woodstock, Alpharetta, East Cobb, Cherokee County, and North Fulton, a maintenance inspection every 1–2 years is one of the smartest investments you can make.
A few hundred dollars spent proactively can often prevent thousands—or even tens of thousands—of dollars in repairs later.
Your home is likely the largest investment you’ll ever own.
Protect it before problems become expensive.
Schedule Your Maintenance Inspection Today
If it’s been more than two years since your home was professionally evaluated, now is the perfect time.
At Reynolds Home and Property Solutions, we provide comprehensive maintenance inspections throughout Atlanta, Marietta, Roswell, Smyrna, Kennesaw, Sandy Springs, Decatur, Woodstock, Alpharetta, East Cobb, Cherokee County, and surrounding communities.
Every inspection includes:
Certified Master Inspector® expertise
Thermal imaging at no additional cost
Same-day reporting
Detailed client walkthrough
Approximately four-hour inspection process
Honest, unbiased findings
Most importantly, we inspect every home with one goal:
To find small problems before they become big ones.
Book your maintenance inspection today through Reynolds Home and Property Solutions and discover why so many Georgia homeowners trust us to help protect their biggest investment.
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